Zombie-Loan

Everyone at Z-Loan throws Shito a welcome back party while Koyomi-chan tells Michiru about an embarrassing secret over her drinking fanta! Also a new rival team appears A-LOAN from the president of the ferrimen, but is there something else about this man than meets the eye? Come and see the new zombies, Zen, Toko, and Shuji from A-LOAN! And watch Chika become jealous of Zen when Michiru shows her kindness to him.

A battle is unlocked as both A-Loan and Z-Loan must make 10,000,000 yen before the other. Though it comes with a heavy price, for the loser will have all of their zombies terminated, including Michiru. Z-Loan is disheartened because A-Loan takes a quick lead in the competition with superior weapons. Zarame the Grim Reaper decides to help Michiru hone her Zombie finding powers, the first zombie she finds however, is the Undertaker, who has reluctantly returned to aid Z-Loan. They eventually find their determination and renew their will to compete, to save their company.

When Michiru Kita sees two black rings on the necks of two boys from her school, she ends up fainting as it is an omen of death. Upon waking up, she runs into the two, Chika Akatsuki and Shito Tachibana, who, to her dismay, each removes one of their hands, exchanges them with each other and generates weapons. In order to keep their secret, they think of killing her, but after finding out that she has Shinigami Eyes, they realize she is of greater value if kept alive. They then take her to a mysterious business, Zombie Loan. Later, when she goes home, she is horrified to see that a gray ring has started to form around her neck.

Recently, people have been disappearing in Michiru's school, so Shito and Chika investigate the incident. They ask Michiru to help them, but she is more concerned about the ring that she saw around her neck. However, when Michiru finds out that her friend has gone missing, she decides to look for her friend at the school. Later, in the midst of Chika and Shito's battle with the zombie responsible for the disappearances, Michiru is fatally wounded. She wakes up at the Zombie Loan office and finds that her ring his gone, to which Bekkō informs her that Shito and Chika has incurred additional debt in exchange for saving her life.

Now that Michiru works for the Zombie-Loan office, she moves out of her relatives' place by using her deceased parents' estate to pay off any favors rather than letting her aunt and uncle usurp her inheritance. Shimotsuki Kuze introduces Michiru to the dormitory she is to live in, as she satisfies the special criteria for residence. Chika, who is still claiming to be using her for her Shinigami Eyes, introduces her to the various strange people who work at Zombie Loan and they throw a welcoming party for Michiru. The next day, when she ends up going on assignment with Chika, they meet an old acquaintance of his.